For many business owners, figuring out how to get ATM machine services feels like navigating a maze—lots of options, unclear pricing, and hidden maintenance demands. But done right, an ATM isn’t just a convenience for customers—it’s a powerful tool to drive foot traffic, increase revenue, and enhance your brand’s modern appeal.
At Atlantic Processing, we specialize in ATM placement and full-service management tailored to businesses across various industries. In this guide, we’ll walk you through everything you need to know—what kind of ATM setup fits your business, ownership vs. placement options, and how to evaluate a provider like us that’s built for long-term partnership and profitability.
Let’s demystify the process.
Understanding ATM Deployment: What It Really Means to “Get an ATM Machine”
Before jumping into how to get ATM machine services, it’s important to define what “getting an ATM” truly entails.
It’s not just about placing a machine in your store and hoping it works. A proper ATM solution involves:
- Selecting the right hardware (freestanding, through-the-wall, countertop)
- Establishing a secure wireless or wired network
- Ensuring ADA compliance and EMV chip-reader functionality
- Managing cash logistics and reconciliation
- Handling routine maintenance and emergency repairs
- Monitoring for fraud and transaction anomalies
- Providing 24/7 customer service and technical support
This is where many business owners feel overwhelmed, and why a provider like Atlantic Processing becomes essential. We take on every part of the operation, so you’re never left troubleshooting an out-of-service machine or dealing with backend headaches.
Ownership vs. Placement: Which ATM Model Fits Your Business?
When exploring how to get ATM machine services, one of the first decisions is whether you want to own the machine or participate in a placement program. Here’s the breakdown:
ATM Ownership
You purchase the machine outright. This means:
- Higher upfront costs (typically $2,000–$4,000 per unit)
- You receive 100% of the surcharge revenue
- You manage cash loading, servicing, and compliance, or hire a third party
- Higher liability, but more control
Best for: High-volume businesses that want full control and are comfortable managing operations or outsourcing to a trusted team.
ATM Placement
In this scenario, Atlantic Processing provides the machine, handles the installation, loads the cash, and maintains it—all at no cost to you. You simply provide the space and earn a portion of the surcharge revenue.
Benefits include:
- $0 capital investment
- Hands-free operation
- Access to advanced reporting and real-time transaction insights
- Revenue sharing based on transaction volume
Best for: Businesses looking for passive income and customer convenience without the burden of maintenance or capital risk.
Whether you choose ownership or placement, our team at Atlantic Processing offers both models with full transparency and a detailed revenue forecast so you can make the best decision.
Choosing the Right Machine for Your Business Environment
Once you know how to get ATM machine services, the next step is selecting hardware that aligns with your foot traffic, layout, and security needs. Here are the primary types we offer:
Freestanding ATMs
- Ideal for convenience stores, gas stations, and small retailers
- Easy installation, minimal infrastructure needs
- Custom-branded wraps are available for a professional look
Through-the-Wall ATMs
- Perfect for 24/7 operations or exterior walls of large venues
- Higher upfront cost but maximized security and uptime
- Weather-proof enclosures and biometric access options
Countertop ATMs
- Space-saving design for small businesses or pop-up stores
- Requires a stable countertop and secure mounting
- Low-cost, high-efficiency for under-100 transactions/month
Not sure which is right for you? Our team conducts an on-site visit to assess the optimal location, security camera coverage, power access, and visibility to maximize user engagement.
What Makes Atlantic Processing Different?
At this point, you understand the basics of how to get ATM machine services. But what makes a provider truly worth partnering with? Atlantic Processing offers several competitive advantages:
End-to-End Management
From procurement to installation, cash handling, compliance, maintenance, and performance monitoring, we provide a fully managed service that allows you to focus on your core business.
Revenue Transparency
We provide detailed reports that track every transaction, uptime percentage, cash level, and surcharge revenue. No guesswork, no hidden fees.
Advanced Fraud Detection
Our machines come equipped with skimmer-detection software, remote monitoring, and real-time alerts for tampering, ensuring your customers’ transactions are safe.
24/7 Support Line
You’re never left alone. Our Florida-based service team is available around the clock for tech issues, updates, and guidance.
Flexible Revenue Sharing
We offer industry-leading commission models, customized based on your location’s volume potential. Higher traffic means higher payouts for you.
Regulatory & Compliance Considerations
When asking how to get ATM machine services, compliance often gets overlooked. But staying within federal and state financial regulations is non-negotiable. Our team at Atlantic Processing ensures:
- All machines meet ADA height and reach guidelines
- EMV compliance for chip card security
- Registration with required networks (NYCE, Pulse, STAR)
- Anti-money laundering (AML) program oversight
- FinCEN reporting standards when applicable
We handle the regulatory complexity so you don’t have to—another reason our full-service approach is the right fit for most businesses.
Industries We Serve
Our ATM solutions serve a wide range of businesses:
- Gas stations and convenience stores
- Hotels and hospitality venues
- Restaurants, bars, and nightclubs
- Cannabis dispensaries (cash-heavy environments)
- Events, stadiums, and temporary installations
- Apartment complexes and residential buildings
- Retail shops and shopping centers
Each industry has unique needs—whether it’s a rugged outdoor ATM for a gas station or a secure through-wall unit for a high-traffic hotel. We tailor each installation accordingly.
How to Get ATM Machine Services Through Atlantic Processing
Getting started with Atlantic Processing is straightforward and consultative. Here’s our streamlined process:
Step 1: Free Business Assessment
We evaluate your location, foot traffic, and revenue potential to determine the best ATM model and program structure.
Step 2: Choose Ownership or Placement
Our advisor walks you through both models to help you decide which suits your business goals.
Step 3: Installation & Training
We handle installation, configuration, and train your staff on reporting tools (if applicable).
Step 4: Ongoing Optimization
Our team monitors your ATM 24/7, loads cash, services it regularly, and provides monthly performance insights.
The entire process can be completed in under 10 days from initial consultation to your ATM going live.
Real Results from Real Businesses
One Florida-based convenience store chain saw a 22% increase in foot traffic within the first month after installing two Atlantic Processing ATMs. Monthly surcharge revenue alone paid for their Wi-Fi, utility bills, and half their lease.
A cannabis dispensary in Tampa reduced wait times at checkout and boosted in-store purchases by 17% after partnering with us for a private-label ATM system with higher daily withdrawal limits.
Learning how to get ATM machine services is more than just picking a piece of equipment—it’s about finding a partner that supports your long-term success. With Atlantic Processing, you get a high-performing ATM, expert oversight, and consistent revenue with zero operational stress.
Let your ATM work for you, not the other way around.
 Ready to add an ATM that boosts profits without the hassle?
Contact Atlantic Processing today to schedule your free consultation and receive a custom ROI projection tailored to your business. Let’s build smarter revenue together.